Legal Center

1. Introduction

Bluefields Specialty Insurance, LLC ("Bluefields," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at bluefieldsspecialty.com or interact with our services.

2. Information We Collect

Information You Provide

We collect information you voluntarily provide when you:

• Submit a contact or partner inquiry form
• Sign up for communications or newsletters
• Apply for a position with us
• Communicate with us by email or phone

This may include your name, email address, phone number, company name, professional role, and any other information you choose to provide.

Information Collected Automatically

When you visit our website, we may automatically collect certain information about your device and browsing activity, including IP address, browser type, pages viewed, time spent on pages, and referring URLs. This information is collected through cookies and similar tracking technologies.

3. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and fulfill requests
• Send you information about our programs and services you have requested
• Communicate about partnership opportunities
• Improve our website and services
• Comply with legal obligations
• Protect against fraud and unauthorized use

4. Disclosure of Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Service providers who assist us in operating our website and conducting our business (e.g., CRM and email platforms), subject to confidentiality obligations
• Business partners when you have specifically requested information about a partnership opportunity
• Legal authorities when required by law, regulation, or legal process
• Successors in connection with a merger, acquisition, or sale of assets

5. Cookies

Our website uses cookies and similar tracking technologies to enhance your experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for legal, accounting, or reporting requirements.

8. Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on your location, you may have rights regarding your personal information, including the right to access, correct, or delete information we hold about you. To exercise these rights, please contact us at the address below.

10. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a request, contact us at privacy@bluefieldsspecialty.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of our website after any changes constitutes acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Bluefields Specialty Insurance, LLC
Email: privacy@bluefieldsspecialty.com

Company Information

Bluefields Specialty Insurance, LLC is a Managing General Agent (MGA) and insurance technology platform incorporated in the State of Delaware.

Licensing

Bluefields Specialty Insurance, LLC operates as a licensed insurance entity in the states where its programs are offered. Insurance products are underwritten by admitted and surplus lines carriers on a program basis. Specific licensing information, including state license numbers, is available upon request by contacting hello@bluefieldsspecialty.com.

No Direct Insurance

Bluefields Specialty Insurance does not itself issue insurance policies to individual insureds. Bluefields designs, launches, and manages specialty insurance programs on behalf of licensed insurance carriers. All insurance policies are issued by the applicable licensed carrier. Coverage is subject to the terms, conditions, exclusions, and limitations of the applicable policy.

Program Brands

Bluefields Specialty Insurance operates specialty program brands including vQuip (adventure rental insurance). Each brand operates under the Bluefields platform and is subject to the licensing and regulatory requirements of the applicable program states.

Not an Offer to Sell

Nothing on this website constitutes an offer or solicitation to sell insurance in any jurisdiction where Bluefields or its program carriers are not licensed or authorized to do business. Insurance product availability varies by state and may be subject to underwriting approval.

Forward-Looking Statements

This website may contain forward-looking statements regarding Bluefields' programs, expansion plans, and business objectives. These statements involve risks and uncertainties and should not be relied upon as guarantees of future performance. Actual results may differ materially from those expressed or implied by any forward-looking statements.

Surplus Lines

Certain insurance products offered through Bluefields programs may be placed with non-admitted surplus lines carriers. Surplus lines insurance is not covered by the state insurance guaranty fund. Policyholders are encouraged to review their policy documents carefully.

Agent Relationships

Agents and brokers who partner with Bluefields Specialty programs are independent contractors. Bluefields is not responsible for representations made by agents or brokers outside of approved program materials.

Contact

For regulatory or licensing inquiries:

Bluefields Specialty Insurance, LLC
Email: hello@bluefieldsspecialty.com